What I’m holding and why – my altcoin bag breakdown

I have had a few DM’s about what I am holding now I have stepped back from memecoins and I thought I’d share what I’m holding and why. I would love to hear what other people are holding!

Here’s what’s in my altcoin bag right now:

🪙 $XRP
Honestly, this one’s my “long haul, don’t look at the price too often” play. I still believe XRP has a real world use case that most other coins can’t touch, especially with cross border payments and what Ripple is trying to do with financial institutions. Yeah, it’s not the most hyped coin right now, but I’m betting that regulatory clarity + slow and steady institutional adoption will pay off. I have been holding a nice bag of XRP for a long time and accumulate at every dip.

🪙 $XDC
Kind of the sleeper pick in the ISO 20022 narrative. Everyone’s yelling about XRP and XLM, but XDC is quietly making moves in trade finance and enterprise integrations. Super low fees, energy efficient, and it actually gets used. Not glamorous, but that’s kind of the point. If global trade infra ever moves onto the blockchain in a big way, I want to be there early. This is my biggest bag token wise, but not money wise … YET!

🪙 $SXT (Space and Time)
I hold a nice bag of SXT and I am accumulating small amounts as I go. SXT is building a decentralized data warehouse that lets smart contracts query data off-chain and verify it on-chain. Think real time analytics meets verifiable computation. With AI and smart contracts both trending hard, I think there’s huge potential here. Especially if Web3 devs start needing fast, reliable data that’s also trustless. It’s still under the radar, but the tech stack is serious.

Recently, SXT announced a partnership with Microsoft to integrate its blockchain data services into Microsoft Fabric, the tech giant’s data analytics platform. This collaboration allows developers to access real time, verifiable blockchain data from Bitcoin, Ethereum, and Sui directly within Microsoft Azure OneLake. By leveraging Space and Time’s zero knowledge proof technology, this integration ensures that the blockchain data is both accurate and tamper proof.

I am really excited by the potential future of SXT and will keep accumulating.

🪙 $SOIL
This one I’m actually really bullish on…. REALLY bullish on! The Real World Asset (RWA) narrative is heating up, and SOIL is playing in that space by offering decentralized lending backed by real revenue generating businesses in Eastern Europe. The APR is solid, the team is visible, and I think this one has legs as institutions start to warm up to RWAs.

Only a few days ago SOIL was selected by Ripple and the DIFC Innovation Hub to join the exclusive XRPL EVM Launch Accelerator. This partnership positions SOIL as one of only four startups globally to receive backing from Ripple and DIFC, signaling strong institutional confidence in their model. Being part of this accelerator means SOIL will build directly on Ripple’s new EVM compatible chain, aiming to bring smart contracts to the XRP Ledger ecosystem.

If you’re not aware of SOIL yet, it’s time to DYOR and jump in! (Not financial advice)

🪙 $WLD (Worldcoin)
Yeah, I know. It’s controversial. But I’m in it more for the long game. If biometric ID and digital identity become key to Web3 infrastructure (and governments don’t kill the whole thing), WLD might actually be ahead of its time. I’m holding a small amount, not because I love everything about it, but because if it does become the standard, it’ll be huge.

🪙 $ADA (Cardano)
I’ve gone back and forth on ADA, but I’m still holding. Not because it’s fast moving (spoiler: it’s not), but because I respect the long term academic approach and emphasis on formal verification. It’s slow, but it’s building a legit base layer. If they ever solve their dev onboarding issues, it could still take off again.

🪙 $FET (Fetch.ai)
This one’s my long term bet on decentralized AI. Fetch.ai’s FET token has merged with SingularityNET, Cudos and Ocean Protocol to form the Artificial Superintelligence Alliance (ASI). The merger aims to create a unified decentralized AI ecosystem, combining strengths in autonomous agents, AI marketplaces, and data sharing . With the growing importance of AI, I believe ASI positions itself as a significant player in the decentralized AI space and a long term hold for me.

Would love to know what others think. Let me know what you’re stacking this cycle 👇