The 401jk Manifesto. HODL culture and the goal to flip the $12 trillion 401k system. Read it then invest today.

401jk Manifesto: Laughing at the Lie, Living the Truth, Creating the New

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https://x.com/401_JK

To Millennials, Gen X, Gen Z and Gen Alpha,

We were sold a dream: grind for decades, stash your earnings in a “safe” 401(k), and retire in peace.

In a world of financial chaos, broken promises, market rug pulls, wars we don’t want to be part of…… we’ve reached the punchline: 401jk—just kidding.

The American Dream has aged like milk, has been chewed up and spit out, and is now being marketed through late stage capitalism to the entire world.

The institutions that claimed to protect us? They were just bluffing. The majority of politicians who claim to be representing us, only have their selfish interests at the forefront of their agendas.

The $12 trillion USD 401k retirement system has the majority of people who have grinded the 9-5, worked overtime, dedicated their entire lives to a craft still working even when it’s time to access their 401k when their knees and backs are breaking at the age of 70.

The concept of the blockchain and cryptocurrency that was born from cypherpunk ideologies is being usurped by the very people the cypherpunks despised. The behind the scenes mass centralization of bitcoin, ethereum and other cryptocurrencies has started to benefit mainly now the hedge fund managers, already rich insiders, and politicians.

The joke’s been on us—until now.

Through cypherpunk and meme fueled laser focus we are here to be one step ahead of the madness, the chaos, and the attempts to keep the normal person hooked to the chains and bars of the regimented life and rules our environment has set up for us.

Just like Satoshi flipped the script post-2008, we’re flipping the bird to traditional finance in 2025. Every “Roth IRAhhhhh!” we scream is a war cry—a mix of existential dread and satirical truth. Irony is now our resistance. Humor is our shield. Full awareness and our ability to seek “alpha” is our weapon.

We live in a time when the word “retirement” sounds like an inside joke we weren’t let in on. “Investments”? A coin toss at best. The system expects us to play a rigged game and clap when we lose. But instead, we meme it. We mock it. We move on—with eyes open and wallets decentralized.

Imagine a community where true retirement, or as we like to call it “freedom” is achieved by those who have banded together with a promise to each other to focus on the things that make the world around them a better place. Unhook from the chains and focus on creating, not using or destroying. True freedom allows you to full heartedly devote to this.

401jk is an awakening. It’s the banner we wave while we build a new reality where financial freedom isn’t just for the boomers who got in early. We laugh, not because it’s funny, but because it’s real—and laughing is how we stay sane.

The collapse is here. The illusion is gone. Retirement is a concept in itself that keeps us hooked mentally to the old way of thinking. It is total freedom we desire.

The system lied. We Meme. We Laugh. We HODL. We Moon. We seek to create change, grow, and repeat the process……and flex a little bit in the process too 😉 😈

Welcome to the era of 401jk. The meme retirement (freedom) fund. Ever present, constantly improving, always laughing just like our community.